How To Pay SSS Loan Using Gcash

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Once you have successfully availed of an SSS loan, the next thing you should be thinking about is how to pay your monthly amortization. But don’t worry since you no longer need to take a trip to the SSS office or bank as you can now pay your SSS loan using GCash. 

And to know more about how to pay the SSS loan using GCash, read our in-depth guide below.

What is RTPL in SSS?

Through the Real-Time Processing of Loans (RTPL), your loan payment will reflect immediately in the Social Security System (SSS). In short, the RTPL allows your SSS loan payment to reflect in real-time on the SSS database instead of waiting for hours or days to be processed. 

So basically, SSS RTPL makes it more convenient to pay your loans on time and prevent penalty charges, especially if paying on the due date.

Related Post: How To Get SSS ID Number Online

Can I pay my SSS loan thru GCash?

Yes, you can pay your SSS loan via GCash, and it’s easy. You only need to get a PRN for the SSS loan and ensure that your GCash wallet has enough funds before proceeding with the transaction.

How can I pay my SSS salary loan?

If you’re looking for the easiest way to pay your SSS loan online, you can never go wrong with GCash. Follow the steps below to pay your SSS salary loan using GCash:

  1. Launch the GCash app on your device.
  2. Log in to GCash.
  3. On the dashboard, click Bills.
  4. Choose Government on the list of biller categories.
  5. Select SSS Loans – RTPL under the list of Government billers.
  6. Enter the amount to pay, PRN, Account Number, Payor Type, Country, and Email Address (optional), and click Next.
  7. Double-check the payment details and click Confirm to complete the transaction.
  8. Then, you’ll receive a notification indicating that your SSS loan payment was successful.

How can I pay my SSS monthly through GCash?

Aside from paying your SSS loan, GCash made it possible for its users to pay their SSS monthly contribution by following the steps below:

  1. Launch the GCash app on your device.
  2. Log in to GCash.
  3. On the dashboard, click Bills.
  4. Choose Government on the list of biller categories.
  5. Select SSS CONTRIBUTION under the list of Government billers.
  6. Enter the amount to pay, Account Type, PRN, Payor Type, and Email Address (optional), and click Next.
  7. Double-check the payment details and click Confirm to complete the transaction.
  8. Then, you’ll receive a notification indicating that your SSS monthly contribution payment was successful.

How to get SSS loan PRN?

Now that you know how to pay the SSS loan using Gcash, let’s discuss how to get PRN.

PRN stands for Payment Reference Number, a 14-digit number you need to pay your SSS loan using GCash or any online payment services. So without the PRN, you cannot pay your SSS loan and monthly contribution using GCash. 

To get your PRN to pay the SSS loan using GCash, check out the steps below:

Via SSS

  1. Visit the SSS member’s portal.
  2. Enter your User ID and Password, and click Sign In.
  3. Select the RTPL PRN tab.
  4. Check the scheduled amount you should pay and enter the amount you’re going to pay.
  5. Click Save All if you updated the payment amount.
  6. Click the PRN button and print or note down your PRN.

Also, note that the SSS PRN is not for transaction SSS RTPL PRN.

Via Call

If your SSS loan PRN isn’t working, you can directly call the SSS Hotline for further assistance or to determine your PRN. You may contact them through the following numbers:

  • SSS Hotline for landlines: 02-1455 or 8-1455
  • Toll-Free No.: 1-800-10-2255777

Via Email

For more inquiries and other concerns, you can also email them at member_relations@sss.gov.ph or PRNHelpline@sss.gov.ph. On the email, ensure to add your name, SS number, SSS ID, valid IDs, and other relevant details.

Via SMS

If you’re paying individually and don’t have an employer, you can get your PRN through SMS by following the steps below:

  1. Go to the SMS app on your device.
  2. Compose a message indicating:

SSS<space>REG<space>(SS Number) <space> (Birthdate with mm/dd/yyyy format)

  1. Double-check your details and send them to 2600 to register and receive an SSS pin.
  2. Next, compose a message indicating:

SSS<space>PRN<space>(SS Number) <space> (PIN) <space> (Birthdate with mm/dd/yyyy format)

  1. Review your message and send it to 2600 to get your PRN.

Remember, each text message sent to SSS costs a regular load of P2.50. Moreover, ensure whether the PRN you generated is for a loan or membership contribution before paying. Nonetheless, you can get a new PRN when you need to pay the SSS loan.

You may want to read: How To Login to GCash without Mobile App

How to check if my SSS loan payment was successful?

To check if your SSS loan payment was successful, check out the steps below:

Via SSS Mobile App

  1. Launch the SSS Mobile app on your device.
  2. On the dashboard, click the Plus symbol.
  3. Select Load Balance.
  4. Then, check if your last payment has already appeared.

Via SSS Website

  1. Go to the SSS website.
  2. Log in to your account.
  3. On the Inquiry tab, click Loans.
  4. Select the loan you want to pay on the Availed Loans list.
  5. Then, you can see the details of Credited Payments.

FAQs

How much is the GCash processing fee for SSS loan payment?

There is no processing fee if paying your SSS loan and the monthly contribution using GCash.

On the other hand, if you pay via SSS e-payment services on the website and mobile app with GCash Mastercard, a 1.75% transaction fee applies to the total amount you’re paying. For instance, if you pay P500 to SSS, there will be a P8.75 processing fee for using a BancNet debit or credit card.

Can I use past RTPL PRN for the SSS future loan payments?

No, you cannot use it since an RTPL PRN is for every scheduled payment since a new one generates during the 1st to 6th day of the month. Thus, get the latest PRN for each transaction with SSS.

Can I use the PRN even if it’s past the payment deadline?

Yes, you can use the generated PRN even if it’s past the payment due date. However, it will be invalid once a new PRN generates every month. So ensure to get the latest RTPL PRN to pay your dues.

Conclusion

Paying your SSS loan using GCash is more convenient and cost-efficient as you don’t have to travel to payment centers. In addition, choosing GCash for your SSS payment saves you a lot of money since there is no transaction fee if you’re paying via the GCash app. So download GCash now and enjoy real-time transaction payment to settle your SSS loans.