Social Security System (SSS) is the social insurance program in the Philippines, protecting private, professional, and informal sectors for over 62 years. As a compliant to Republic Act No. 1161, this state-run company has been giving benefits to many workers across the country.
The good news is that SSS has its website for online registration. You don’t need to go through the hassle of lining up to get your SSS ID. You can now register online at the convenience of your home. If you are a freelancer, self-employed, OFW, you can register as a voluntary member and pay on your own.
Why Do I Need SSS?
Being an SSS member has a lot of gains. It has retirement benefits, sickness benefits, and funeral grant. Registering to SSS assist you financially when something unexpected things happen. It is an individual’s right, according to the law, to gain SS benefits from the employer.
SSS is also one of the most established state-run social insurance programs in the Philippines. It protects you at present and even at old age. Many people depend on their immediate family when time comes, giving more burden to them. As a member of this insurance program, you’ll be gaining benefits after retirement.
List of SSS Benefits
- Disability Benefits – Whether you are permanently, partially, or disabled, you will receive either a monthly pension or a lump sum amount. It is to comply with the International Classification of Diseases and Related Health Problems codes. An SSS member should at least have one monthly contribution payment before the incident.
- Maternity Benefits – The SSS contribution should be at least three months within the 12 months prior to the childbirth or miscarriage. An employee should give notice to the employer ahead of delivery. On the other hand, self-employed must notify the SSS.
- Sickness Benefits – A daily allowance should be given. Conditions applied. You can check it directly on the SSS website.
Others include Retirement Benefits, Death Benefits, Funeral Financial Support, and Financial Support for short-term financial needs.
How can I Register SSS Online?
Sign up to SSS at your convenient time and place. Save your time and effort by visiting their website and signing up by yourself. It’s better to get insured now than later! Here is the ultimate guide to help with your application.
- Visit the SSS website, and go directly here: https://www.sss.gov.ph/sss/registrationPages/memberE1.jsp You need to choose a single Valid ID before you proceed to the online form. Fill out the entire page, especially the required fields. Make sure your information is accurate and correct to avoid further problems in the future. Submit the form.
- After filling out and submitting the form, you will receive a link to your email from SSS. Check if the email is legit to avoid phishing e-mails. Once you confirmed it, click on the link and proceed to the next form.
- Fill out the form sent to you and wait to receive the SSS number. You’ll see the ‘Generate SS number’ button. Click it, and you’ll have an option to print the ePersonal Record and SS Number Slip. You will receive it in your email.
- After printing the ePersonal Record, SS Number Slip and SSS Number Application Confirmation, go to the nearest SSS branch and bring them with you with the additional requirement you need to present at the office.
- PSA Birth Certificate
- Marriage Certificate (if married); and
- Children’s birth certificates (if you have children)
As an alternative for PSA Birth Certificate, if you don’t have one, you can present Baptismal Certificate, Driver’s License, Passport, Professional Regulation Commission (PRC) card, or Seaman’s Book.
How Can I Pay My SSS Contributions?
Now that you have your SSS number, you need to pay it regularly to become eligible with the benefits. Lapse payment can cause termination of your membership. Employed individuals need not pay for their contributions. Their employers are the ones responsible for their payments. However, if you are self-employed or a freelancer, you have to do it yourself.
If you think going to the SSS branch is a hassle for you, the good news is that you can also pay through online contribution.
Here are the lists of application and services you can use to pay for your SSS:
It is a virtual wallet service that allows users to send money, pay bills, invest, and more. Payment for SSS through Gcash is simple.
To pay for your contribution, follow this step: GCash > Pay Bills > Government > SSS – PRN
Select your Account Type, type your 14-digit Payment Reference Number, and the amount. An email address is optional, in case you want to receive the receipt through your email.
It is somewhat similar to Gcash. The only difference is that Coins.ph is primarily to invest Bitcoin. Other than that, you can also make payments using the Coins.ph application.
As you open the application, select Pay Bills, and you will see the ‘SSS Contribution’ directly as soon as you open the categories of bill type. Choose from the Biller option – SSS-Farmers and Fishermen, SSS-OFW, SSS-Salary Loan, SSS-Self-employed, or SSS-Voluntary Member.
Click on the amount you’d like to pay, and the payment details will appear. Complete the form, and you can send the money instantly.
UnionBank utilizes the online payment platform today. One of the bills you can pay for is SSS. Of course, before you can pay, you need to open your account in UnionBank.
Here are the easy steps to settle your payment through this online banking:
- Login to your UnionBank Online Account.
- Click on the ‘Pay Bills’ category.
- Select Biller
- You’ll see SSS along with the establishments and organizations.
- Fill out biller details
- Choose the account for your payment if you have more than one account.
- Double-check the information before submitting it.
You can save your SSS details to pay directly without filling out your information. GCash and Coins.ph payment pend in three days before it reaches the biller or merchant. On the other hand, when you pay through the UnionBank PH, it will go through SSS real-time.
You can use the BancNet Online app or go directly to their website for your payment.
- Log in to your BancNet Online account.
- Click on your Bank/Savings account.
- Read the agreement and click the ‘I agree’ button.
- Click ‘Payment.’
- Fill out all the field sections.
- Enter your ATM Pin at Onscreen keypad.
- Double-check the information before submitting.
- Click the ‘Submit’ button.
- The detail will appear. Double-check to avoid mistakes. Click ‘OK.’
- You can save and print your transaction details.
That’s it! The steps are easy to follow. With the hustle and bustle of the city, together with your hectic schedule, it’s hard to manage your time to go directly to the SSS branch and wait in-line to get your SS number. Online platforms allow you to save money and time. Once you finish registering your SS number online, settling your final SSS membership account in the branch would be hassle-free.