If you’re regularly receiving money from abroad or have foreign transactions, you’ll need to claim it at the nearest remittance centers, such as Western Union. However, remittance centers usually have short operating hours, and you have to queue long to claim your money.
But now, you no longer need to go out and head to remittance centers as you can conveniently claim your Western Union remittance using GCash. And if you’re wondering how to claim your Western Union remittance via GCash, keep reading.
How does the Western Union remittance with GCash work?
Before discussing how to claim your Western Union remittance via GCash, let’s talk about how the cash-in service works.
First, the Western Union cash-in service is only accessible by fully verified GCash users. The GCash account should be active and not suspended, black-listed, or expired. When receiving a money remittance from Western Union, the recipient should also have the same name in their GCash account. So you cannot claim other Western Union remittances apart from yourself.
Related article: How To Send Money from Gcash to PayMaya
After the cash-in process, you’ll receive your remittance in minutes, and it will be in PHP currency. You can also claim a money transfer from Western Union to GCash for up to US$5,000 a month and US$1,500 per day. However, Western Union only allows US$500 per money transfer.
Also, remember that verified GCash users only have a P100,000 incoming transaction limit per month. So if you’re trying to claim a remittance that will exceed your transaction limit, your cash-in transaction won’t be successful. Lastly, once you receive a remittance from Western Union, claim your money immediately since your remittance number may expire in 90 days.
You may want to read: How To Increase GCash Limit to 100k and 500k
How to claim your Western Union remittance via GCash?
To claim your money anytime and anywhere, follow the steps on how to claim your Western Union remittance via GCash:
- Launch the GCash app and log in.
- On the dashboard, click Cash In.
- Choose Western Union in the Remittance section.
- Input the exact remittance amount.
- Enter the 10-digit Mobile Transfer Control Number (MTCN) from Western Union and click Next.
- Review the details on the Confirmation page and click Confirm.
- A confirmation will appear on your screen, indicating a successful cash-in transaction. You’ll also receive an SMS confirmation of the money transfer transaction.
How to cash out my Western Union remittance in GCash?
Once you’ve successfully cashed in your Western Union remittance to your GCash wallet, you need to cash it out to claim your money. To do so, follow the steps below:
Via GCash MasterCard
If you have a GCash MasterCard, head to any affiliated ATM or BancNet member and withdraw the Western Union remittance in your GCash wallet.
Via GCash Partner Outlets
On the other hand, if you don’t have a GCash MasterCard, you can cash out your Western Union remittance in GCash Partner Outlets. You only need to present one valid ID.
- Launch the GCash app and log in.
- On the dashboard, click Show More.
- Under the Fund Management section, click Cash Out.
- Choose a GCash Partner Outlet under Over the Counter. You can click View All for more options.
- Lastly, head to your Chosen Partner Outlet to cash out your Western Union remittance in your GCash wallet.
Can my friends and family send money directly to my GCash wallet?
No, they cannot send money directly to your GCash wallet. Senders from abroad can only send you money by going to the Western Union physical branch or using the Western Union website to send money to a mobile wallet and generate an MTCN. Then, you can use the MTCN to claim your Western Union remittance via GCash.
Related article: How To Increase GScore in GCash
Why is my MTCN not accepted?
Your MTCN may be invalid, or you have reached your incoming transaction limit per month in your GCash account, resulting in a failed transaction. Take note that once you have reached your incoming transaction limit per month, you won’t be able to claim your Western Union remittance in GCash.
Summary
Claiming your Western Union remittance is more convenient with the GCash app. It also allows you to get your money whenever or wherever you are. So if you’re usually claiming a remittance from Western Union, it is ideal to have a fully verified GCash account to get your money in just a few clicks.
Also, for more details on claiming your remittance, better contact Western Union. But if you need to cash in your Western Union remittance in GCash but have few remaining incoming transaction limits, contact GCash since they may temporarily increase it based on their evaluation.