How to Transfer Money from BDO to GCash

More and more people are using digital wallets these days, especially since the current pandemic began. By using a digital wallet, you can send money, pay bills, make online purchases, and avail of other financial services from the safety of your home.

One of the most popular digital wallets is GCash, a product of G-Xchange, Inc. (GXI), which is a Globe Telecom subsidiary. You can use it to send money to other GCash users, pay utility bills, make purchases, and other transactions. Many online and physical stores also accept GCash as a mode of payment, making it a useful and convenient financial tool, indeed.

Of course, in order to use GCash, you’ll need to “cash in” or transfer money into your account. You can do to this by making an over-the-counter transaction in a convenience store like 7-Eleven, or via a remittance center such as Palawan Pawnshop. But if you have a BDO online account, you can transfer money to your GCash wallet… anytime, anywhere!

You may want to read: How to Cash-In Your GCash Wallet

There are two ways to transfer money from BDO to GCash: using the BDO Mobile Banking App, or the BDO Online Banking website. This article provides the steps for both methods.

How To Transfer Money from BDO to GCash via Mobile App

If you have the BDO Mobile Banking App installed on your smartphone, you can transfer money to your GCash wallet (or another person’s GCash wallet) by following these steps, or you could watch the following YouTube video:

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  1. Open the BDO Mobile App. Enter your user ID and password.
  2. Click “Send Money,” select “To Another Local Bank,” and choose “GCash.”
  3. Click “Proceed Without a Template,” then tap “Continue.”
  4. Enter the Sender Details, as follows:
  5. Transaction Type – Choose “Credit to Other Bank.”
  6. Transfer From – Select the BDO account where the money will be transferred from.
  7. Amount – Enter the amount you plan to transfer.
  8. Destination Bank – Choose “GCash[GXI].”
  9. Destination Account Number – Enter the 11-digit GCash-registered number where you plan to send the money.
  10. Purpose of Transaction – Enter the purpose (e.g. Payment, Fund Transfer, etc.)
  11. Save Template – If you plan to make the same transaction in the future, choose this option. Simply enter a short name and description, and all the details will be saved.
  12. Review all the details, then click “Confirm.”
  13. The details of your transaction will be displayed onscreen. Take note that there is a PHP 50 service fee for every transfer. Check all the details again, then select “Continue.”
  14. A confirmation message will be shown onscreen. You will receive messages via text and email, notifying you about the successful transaction.

How To Transfer Money from BDO to GCash via BDO Website

If you don’t have the BDO Mobile Banking App, you can use an Internet browser like Google Chrome to transfer money from BDO to GCash. Simply follow these steps:

  1. Go to the BDO Online Banking login page at https://online.bdo.com.ph/. Enter your user ID and password.
  2. A one-time pin (OTP) will be sent to your registered mobile number. Enter this pin within five minutes, then click “Proceed.”
  3. Under the Navigate menu, select “Send Money,” then choose “To Another Local Bank.”
  4. Select “Proceed Without a Template,” then click “Next.”
  5. Enter the Sender Details, as follows:
  6. Settlement Type – Select “Credit to Another Local Bank.”
  7. Transaction Type – Select “Credit to Other Bank.”
  8. Transfer From – Select the BDO account where the money will be transferred from.
  9. Amount – Enter the amount you plan to transfer.
  10. Destination Bank – Select “G-Xchange, Inc. 11 digits via Instapay [GXI].”
  11. Destination Account Number – Enter the 11-digit GCash-registered number where you plan to send the money.
  12. Enter the Receiver Details, as follows:
  13. Receiver Name – Enter the name (last name, first name, and middle initial).
  14. Mobile Number – Enter the 11-digit mobile number of the GCash account where you plan to send the money.
  15. Purpose of Transaction – Enter the purpose (e.g. Payment, Fund Transfer, etc.).
  16. If you plan to make the same transaction in the future, check the box beside “Save as New Template.” Enter a template name and description, and all the details will be saved.
  17. Review all the details, then click “Submit.”
  18. A summary of your transaction will be displayed onscreen. Check to make sure everything is correct, then click “Continue.”
  19. A one-time pin (OTP) will be sent to your mobile number. Enter this pin, then click “Submit.”
  20. A confirmation message will appear onscreen, stating your transaction details and reference number. Notifications about the successful transaction will also be sent to your registered mobile number and email address.

That’s it! These are the ways to transfer money from your BDO account to GCash online. In most cases, the money will be transferred instantly. After making a transaction, check your GCash wallet to make sure that the money has been credited to your account.

For more information on this topic, check out these articles posted on the BDO website and the GCash Help Center.

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Digital Juan

Digital Juan

Digital Juan is the author of DigitalPinas.com - a blog that aims to answer the frequently asked questions of Pinoys about technology, financial, computer, trending news, social media, and digital lifestyle. Most of his writings here are in the form of a how to guide, list, or tips and tricks.