How To Open an UNOready Savings in GSave

UNOBank is a fully digital bank that offers seamless transactions, from savings and loans to shopping and paying bills online. Unlike traditional banks, UNOBank offers up to a 4.5% interest rate. They also have their own app thru GCash GSave, offering daily earnings by saving.

But how do you open an account on UNOBank in GSave? Read on as we share how to open an UNOready Savings Account by UNO in GSave.

What is UNOready by UNO?

Licensed under the Bangko Sentral ng Pilipinas, UNOBank offers the UNOready Savings Account thru GSave. While there are many products under GSave, UNOready is not your typical savings account since it allows users to earn daily from their savings.

Moreover, UNO offers a high-interest rate of 6.50% for time deposits. With UNOready, you can also enjoy the following benefits:

  • Minimum Monthly Average Daily Balance (ADB) – None
  • Maximum Deposit Amount – None
  • Required Daily Balance for Interest – None
  • Interest Rate per Annum – 4.5% (Above P5,000); 3.5% (Below Php 5,000)
  • Required Activity (use by limit) – 2 years
  • Free Life Insurance – Php 50,000- worth of coverage
  • Free UNO Virtual Debit Mastercard – for a minimum deposit of P100 (Numberless card; use virtually and physically thru Mastercard-accepting merchants worldwide)
  • Zero transaction fees, Free cash in online and over-the-counter in over 7,000 outlets nationwide (excluding PESONet charges from the sending bank)

UNOready Interest Rates

Below is the gross interest rate for UNOready Savings Account based on end of day balance:

  • From Php 0.01 to Php 4,999.99 – 3.50%
  • From Php 5,000 to Php 4,999,999.99 – 4.25%
  • For Php 5,000,000 and above – 1.00%


But before we proceed with the steps, here are the following requirements you should meet to open an UNOready Savings Account by UNO in GSave:

  • A Filipino citizen
  • At least 18 years of age or older
  • A fully-verified GCash user
  • A Philippine resident with a valid mailing address
  • Should have an active mobile number registered in the Philippines
  • Should have at least one (1) valid Philippine ID, any of the following:
  • Passport
  • Driver’s License
  • UMID
  • SSS ID
  • PRC ID
  • PhilSys ID
  • PhilHealth ID

How to Open an UNOready Savings Account by UNo in GSave

Now, let’s discuss how to open an UNOready Savings Account.

Opening an UNOready Savings Account is easy since you don’t have to submit many documents, like how things work at traditional banks. You only need a verified GCash account and meet all the other requirements. Then, follow the steps below:

  1. Launch the GCash app.
  2. Log in to your account by entering your 4-digit MPIN.
  3. Click GSave on the GCash main page.
  4. Under the Partner Banks, select #UNOready by UNO.
  5. Click the Apply Now button to proceed.
  6. Next, read the Declarations page.
  7. Agree to the Terms and Conditions, Data Privacy Statement, and consent. Then, click the Continue button.
  8. Fill out the required details under the Additional Information page 1, including:
  • Gender
  • Place of Birth
  • Employment Type
  • Purpose of Opening an Account
  • Certification of US/non-US status
  1. Double-check the information you’ve entered and click the Continue button.
  2. On the second page of the Additional Information, enter your Present Address and click the Submit button.
  3. Then, a confirmation will appear saying, “Your account is successfully activated.”

Once you’ve successfully opened an UNOready Savings Account, you can deposit as low as P100 to get a Free UNO Virtual Debit Mastercard, which you can use worldwide.