What is REVI Credit in CIMB Bank?

In need of cash to buy a new gadget or to pay bills? If you’re out of funds and wondering where to get an instant loan, try the REVI Credit in CIMB Bank. It’s a credit line you can apply for thru your phone with few requirements and up to a P250,000 credit limit. But what is REVI Credit in CIMB Bank?

Read on as we share everything about REVI Credit by CIMB Bank Philippines, from its benefits, requirements, and application procedure.

What is REVI Credit in CIMB Bank

A one-of-a-kind product from CIMB Bank, REVI Credit is a revolving credit line that offers Filipinos financial flexibility and convenience. With REVI Credit, Filipinos can access credit right at their fingertips. It allows CIMB Bank customers to digitally control their finances and enjoy a credit line in multiple ways. REVI Credit ensures a safe revolving credit line and a swift application process, wherein customers can apply thru their mobile phones and get instant approval.

In addition, this credit line can be used in various ways for other services under the CIMB Bank PH, including Balance Transfer and Bills Payments. It can be converted into cash, term loan, and more. REVI Credit by CIMB Bank offers a minimum of P1,000 up to P250,000 credit lines and zero annual fees. But principal, late fees, and interest charges apply as per CIMB Bank REVI Credit Product Disclosure Sheet.


By applying for REVI Credit in CIMB Bank, customers can enjoy the following benefits:

  • Up to P250,000 credit line with a monthly interest rate as low as 1%
  • Instant loan approval via phone
  • Eligible customers can convert their unused credit line into Term Loan or cash (maximum 70% of total credit line)
  • Zero annual fees
  • Get exclusive Credit Life Insurance by Pru Life U.K. (in the case of Total/Permanent Disability or Death)


Before applying for a REVI Credit in CIMB Bank, ensure you meet the following requirements:

  • Only accessible to existing CIMB Bank customers
  • Individuals only
  • At least 21 years old and not over 65 years old
  • A Filipino Citizen and a non-US person
  • With a Philippine mailing address
  • With an active Philippine mobile number
  • With a minimum gross monthly income of P10,000 (Provide Income Document for validation purposes)

Also, the applicant for REVI Credit should provide at least one (1) valid ID for the Virtual Verification stage, any of the following:

  • Driver’s License
  • Passport
  • Postal ID
  • Social Security System (SSS)
  • Unified Multi-Purpose ID (UMID)
  • Voter’s (COMELEC) ID Card
  • National Professional ID Card (PRC ID)
  • Philippine Identification System ID (PhilSys ID)
  • Printed ePhilID (Digital PhilSys ID)

How to apply for REVI Credit in CIMB Bank

If you wish to apply for REVI Credit, you should have an existing CIMB Bank savings or loan account. After obtaining any of these accounts, follow the steps below to apply for REVI Credit:

  1. Log in to the CIMB Bank PH app.
  2. Tap Accounts and click Add a new account
  3. Choose REVI Credit and follow the steps from there.

How to activate CIMB Virtual Card

After applying for REVI Credit, follow the steps below to activate the CIMB Virtual Card:

  1. Log in to the CIMB Bank PH app.
  2. Click Activate Your Virtual Card.
  3. Tap Get My Virtual Card to confirm your request.
  4. Agree to the Terms & Conditions.
  5. Finally, your CIMB Virtual Card is now activated and functional.